Please Subscribe To The EvolutionDocumentary YouTube Channel: www.youtube.com Broadcast (2001) In evolutionary terms, sex is more important than life itself. Sex fuels evolutionary change by adding variation to the gene pool. The powerful urge to pass our genes on to the next generation has likely changed the face of human culture in ways we’re only beginning to understand. Evolution determines who lives, who dies, and who passes traits on to the next generation. The process plays a critical role in our daily lives, yet it is one of the most overlooked and misunderstood concepts ever described. The Evolution series goals are to heighten public understanding of evolution and how it works, to dispel common misunderstandings about the process, and to illuminate why it is relevant to all of us. The Evolution project’s eight-hour television miniseries travels the world to examine evolutionary science and the profound effect it has had on society and culture. From the genius and torment of Charles Darwin to the scientific revolution that spawned the tree of life, from the power of sex to drive evolutionary change to the importance of mass extinctions in the birth of new species, the Evolution series brings this fascinating process to life. The series also explores the emergence of consciousness, the origin and success of humans, and the perceived conflict between science and religion in understanding life on Earth.

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thefilmarchive.org DVD: www.amazon.com Life insurance is a contract between the policy holder and the insurer, where the insurer promises to pay a designated beneficiary a sum of money (the “benefits”) upon the death of the insured person. Depending on the contract, other events such as terminal illness or critical illness may also trigger payment. In return, the policy holder agrees to pay a stipulated amount (the “premium”) at regular intervals or in lump sums. In some countries, death expenses such as funerals are included in the premium; however, in the United States the predominant form simply specifies a lump sum to be paid on the insured’s demise. The value for the policy owner is the ‘peace of mind’ in knowing that the death of the insured person will not result in financial hardship. Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot and civil commotion. Life-based contracts tend to fall into two major categories: Protection policies — designed to provide a benefit in the event of specified event, typically a lump sum payment. A common form of this design is term insurance. Investment policies — where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms (in the US) are whole life, universal life …

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President Obama and Vice President Biden meet with newly elected governors from both parties at Blair House and express their desire to work together to continue the economic recovery and create new jobs. December 2, 2010.

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Affective as of September 22, 2010, anyone who has to renew their health insurance policy can look forward to a new option when considering their children’s health care plan. With the new health care reform has come the possibility for extension of coverage to adolescents ages 16 and under.

After this date, children are now entitled to remain on the same health insurance policy as their parents.

The new health care reform bill means that children parents can stay under the same health plan as their parent’s until they are 26 years old- irrespective of their marital status, student status or home address. It also does not matter if the child (children) is named as a dependent on the mother’s or father’s tax return.

The only exemption is if a child under 26 is eligible for enrollment into a health plan offered by their employment. The term “child or children”, in this case, applies to natural children, stepchildren, adopted children and any other child that is dependent upon an adult during the adoption waiting period. Grandchildren are not eligible. As a result, grandparents who care for their grandchildren full-time are not eligible. Meanwhile, the law for any states that have a maximum dependent age that is above 26 will remain as it was.

1. Anyone wanting to add dependents under the age of 26 years to their health insurance policy is entitled to a one-off special enrollment. Even adult children currently under the age of 26 who have been previously denied such coverage, can apply.

2. Anyone who is currently covered by a single person’s health insurance policy or a spouse/employee policy and wants to add their child, can do so. However, they must change their enrollment status to one that allows dependents to be added to the contract, for example as family policy or an employee/child coverage policy.

3. Anyone who is not already enrolled in a health insurance program, but wishes to do so now and take advantage of the new rules regarding dependents under 26, can participate. They must enroll within the special enrollment period and meet all applicable eligibility requirements to qualify.

4. If your children already belong to your health plan, everything remains the same and nothing is subject to change.

5. If you do not require your dependents to remain on your policy until they are 26, you can remove them. In order to do this, you will need to make contact with your health insurance provider and ask for them to be removed.

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MSI Insurance Services Inc., an insurance brokerage, has been offering its customers competitive insurance rates since the early 1990s. Mario Schwarzenberg, the owner/broker, guarantees you personal service and dedication that will help build a relationship for many years. We specialize in working with business people, seniors and families with children. With 17 years experience in selling insurance, paying claims and access to all major insurance companies, we will design your insurance plan for you and your family’s needs. Mario Schwarzenberg – Owner/Broker

http://www.youtube.com/watch?v=HtxvFiB9lIM&hl=en

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A middle-aged father has two insurance policies that he knows will be enough to provide for his family if he were to die. A friend of his, though, says he needs to seriously consider something called critical illness insurance.

http://www.youtube.com/watch?v=AD7G7pP0Xy4&hl=en

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